Terms & Conditions

Important: This page is a general template for website terms. For regulated or contract-heavy services, have your solicitor review and tailor it to your entity, jurisdiction, and offering.

1. Acceptance of these Terms

By accessing or using this website (the “Site”), you agree to be bound by these Terms & Conditions (the “Terms”). If you do not agree, do not use the Site.

2. Who we are

“CIGMA”, “we”, “us”, and “our” refers to the CIGMA entity operating this Site. Entity name, registered address, company number and VAT number (if applicable) should be added here.

3. Use of the Site

You agree to use the Site lawfully and not to misuse it. You must not:

• Attempt to gain unauthorised access to the Site, its servers, or connected systems.
• Introduce malware, attempt denial-of-service, or otherwise disrupt service availability.
• Scrape, harvest, or collect data from the Site where prohibited by law or without our written permission.
• Use the Site to transmit unlawful, defamatory, or infringing content.

4. Materials, Intellectual Property and Permissions

Unless otherwise stated, the Site content (including text, graphics, logos, and materials) is owned by or licensed to CIGMA. You may view and print content for your internal business use only. You must not reproduce, republish, or distribute content without permission.

5. Disclaimers

The Site content is provided for general information. It does not constitute legal advice, financial advice, or a binding commitment. We may update content without notice, and we do not guarantee that content is complete, current, or error-free.

6. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect or consequential losses, or for loss of profit, revenue, data, or business interruption arising from use of the Site.

Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under applicable law.

7. Services, Proposals and Engagements

Any services described on the Site are indicative only. Where we provide services, the terms of the specific engagement (including scope, deliverables, fees, and limitations) will be set out in a written agreement, statement of work, or order form. In the event of any conflict, the written engagement terms prevail.

8. Third-party links

The Site may contain links to third-party sites. We are not responsible for their content, policies, or practices.

9. Privacy and Cookies

Our processing of personal data is described in our Privacy Policy and Cookie Policy.

10. Changes to these Terms

We may update these Terms from time to time. The latest version will be posted on this page with the updated date. Your continued use of the Site after changes constitutes acceptance.

11. Governing law and jurisdiction

These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction over disputes, unless otherwise required by applicable law.